MEDICARE PRODUCTS

Medicare Advantage and Medicare Supplement Plans

You can help your clients choose the health care option that best meets their needs and budget. For those nearing retirement age, BlueCross BlueShield of Tennessee is pleased to offer Medicare Advantage and Medicare Supplement plans.

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Workers in office

Training & certification

In order to offer BlueAdvantage or BlueChoice products, agents must be certified annually. An online training program is available providing agents with knowledge regarding the Medicare program, regulations surrounding marketing and enrollment of our plans, as well as detailed product information.

To learn more about the certification process, email our Medicare Broker Certification team at: Medicare_Broker_Certification_GM@bcbst.com or call the Support Team at (800) 351-9325(800) 351-9325 for Agent Assistance.

Medicare Plans

Choose which plan is best for your clients

BlueElite

BlueElite is a Medicare Supplement plan filling the gaps of Original Medicare. With Medicare Part A and Part B alone, beneficiaries are required to pay deductibles and coinsurance for Medicare-covered services. BlueElite is designed to pay for these costs that would ordinarily be paid out of the beneficiary’s own pocket. The actual costs and services covered by BlueElite will depend on which plan is chosen. There are five plans from which to choose. A beneficiary must purchase a separate prescription drug plan to obtain Medicare Part D Prescription Drug coverage. In order to market and receive commission on the BlueElite product, agents must submit the Medicare Supplement Products Agency Agreement. This Agreement can be completed and submitted to Broker Administration by fax at 423-535-3178423-535-3178 or scanned and emailed to Agents&Brokers@bcbst.com.

BlueElite Application

BlueElite Monthly Premiums

BlueElite Subscriber Change Form

Choosing a Medigap Policy

Outline of Medicare Supplement Coverage Benefits

BlueAdvantage
Medicare Advantage plans providing beneficiaries additional options to the traditional Medicare Part A and Part B, and Medicare Supplement plans. BlueCross BlueShield of Tennessee offers a variety of plan options and choices under the BlueAdvantage umbrella. There are Preferred Provider Organization (PPO) plans with multiple benefit and premium options. Our PPO plans include a prescription drug benefit making it unnecessary to carry a stand-alone Part D plan.
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BlueVoice

Being part of BlueVoice gives you an opportunity to share your thoughts about existing health care products, upcoming product and service enhancements and promotions -- or even discussing what you think about BlueCross BlueShield of Tennessee (BCBST). The panel is completely voluntary, which means participants are not obligated to enroll in any BCBST product or service. You talk – we listen!